Yes! You Can Repair Your Credit After Settlement

Well, you all must be knowing how important your credit score is. So, its extremely important to improve your score and inorder to maintain your credit worthyness. In this article I have listed few points following which you will surely be able to improve your credit score after debt settlement.

1. Don't forget to check the status of your accounts on your credit report.
   
   
2. You can also negotiate the account status with your creditors. Try to Reduce the negetive effects of settlement by negotiating a Pay or delete agreement with your creditors. If you do this the creditors will delete the information about your account from your report after you payoff completely.
   
   
3. Now, you can also apply for a Department Store Card. Qualifying for this card is not that difficult even after settlement. So once you have repaired you credit you can ask to have your credit limit raised.
   
   
4. Now, this is really important to keep some of the credit accounts open. If you close several accounts at a single time may damage your credit. Well, you can keep one or two older accounts open, just because the length of your credit history is an essential factor in obtaining a good credit score.
   
   
5. Getting a secured credit card is another great option. Just keep in mind that when you use this card always try to make atleast minimum payment by the due date.
   
   
6. You can also join Credit Union. This will make it easy to qualify for loans and also will boost your credit score if you make payments on time.