11:04 PM
Gracy Mathew
Identity theft has become one of the most popular ways of taking out money from other people's account. Fortunately, there are some ways to fix your credit card after identity theft and you can also restore your name and credit score at the end.
Following are few ways to repair credit after identity theft:-
• Take out a copy of your credit report – The very first thing that you should do is to take out a copy of your credit report from Equifax, Experian and TransUnion and check whether all the information on the report is absolutely correct.
• List all improper listing – Make a note of all the listings which are not appropriate and might have got listed as a result of identity theft. You should dispute these improper listings with the credit bureaus.
• Close your accounts - You should immediately close all those accounts which you think the thieves may have used or tampered with.
• Use new safeguards to re-open old accounts - Your can close all your exist accounts and then re-open those accounts with new numbers and names. You should also discussion this matter with the fraud divisions of the credit card companies to make sure that they know what actually happened.
• Maintain a record of all the transactions - Always keep a track of all the new transactions that you are making and don’t forget to check the statements on these accounts every month.
• Use new safeguards to re-open old accounts - Your can close all your exist accounts and then re-open those accounts with new numbers and names. You should also discussion this matter with the fraud divisions of the credit card companies to make sure that they know what actually happened.
• Send follow-up letters - You should send follow-up letters to the credit card company through authenticate mail and do not forget to receive a return receipt. These letters actually serves as the follow-ups of the calls made in the fraud divisions of the companies.
• Maintain a good payment history – Maintaining a good credit history is very important. Hence make on-time payments and try develop a good credit score is very necessary.
• Seek advice from attorney – To deal with your creditors it is better to seek advice from attorney.
• Always stay alert in future - In order to fight identity theft you must handle credit cards cautiously in future.
Following are few ways to repair credit after identity theft:-
• Take out a copy of your credit report – The very first thing that you should do is to take out a copy of your credit report from Equifax, Experian and TransUnion and check whether all the information on the report is absolutely correct.
• List all improper listing – Make a note of all the listings which are not appropriate and might have got listed as a result of identity theft. You should dispute these improper listings with the credit bureaus.
• Close your accounts - You should immediately close all those accounts which you think the thieves may have used or tampered with.
• Use new safeguards to re-open old accounts - Your can close all your exist accounts and then re-open those accounts with new numbers and names. You should also discussion this matter with the fraud divisions of the credit card companies to make sure that they know what actually happened.
• Maintain a record of all the transactions - Always keep a track of all the new transactions that you are making and don’t forget to check the statements on these accounts every month.
• Use new safeguards to re-open old accounts - Your can close all your exist accounts and then re-open those accounts with new numbers and names. You should also discussion this matter with the fraud divisions of the credit card companies to make sure that they know what actually happened.
• Send follow-up letters - You should send follow-up letters to the credit card company through authenticate mail and do not forget to receive a return receipt. These letters actually serves as the follow-ups of the calls made in the fraud divisions of the companies.
• Maintain a good payment history – Maintaining a good credit history is very important. Hence make on-time payments and try develop a good credit score is very necessary.
• Seek advice from attorney – To deal with your creditors it is better to seek advice from attorney.
• Always stay alert in future - In order to fight identity theft you must handle credit cards cautiously in future.
0 comments:
Post a Comment